Insurance Commercial insurance Commercial vehicle insurance

Commercial vehicle insurance

Built to keep your team on the road
Whether your business relies on daily vehicle use or you’re only on the road occasionally, Allshores offers flexible coverage to protect your investment and keep you moving.
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For the vehicles that drive your business forward

From taxis and minibuses to heavy trucks and construction trailers, Allshores provides coverage designed to keep your business moving — no matter what the journey has in store. We insure a wide range of commercial vehicles, including:

Commercial vechicles we cover

  • Taxis
  • Limousines
  • Minibuses
  • Heavy, intermediate, and light trucks
  • Construction trailers
  • Golf carts

Coverage you can count on

We offer three flexible coverage options for commercial vehicles, so you can tailor your policy to suit your business needs.

Comprehensive commercial vehicle insurance

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An all-in-one policy that includes coverage for damage to your vehicle from a variety of risks, from collisions and vandalism to fire and hurricanes, as well as third-party liability.

Best for businesses with newer or higher-value vehicles that require coverage for a broad range of risks.

Third-party liability only

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Covers your legal liability in case your business is held responsible for an injury, a death, or damage to someone else’s property because of use of the insured vehicle.

Minimum coverage required for all vehicles on Bermuda roads. Best for businesses with older or lower-value vehicles where coverage for physical damage is not desired.

Loss of use coverage

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An add-on for your commercial vehicle policy that covers alternate transportation or income replacement when your business’s vehicle is off the road due to an accident or a covered claim.

Best for businesses that rely heavily on vehicles for their daily operations and cannot afford to be off the road.

Designed to keep your taxi and the fares rolling

Operating a taxi means spending long hours on the road and carrying passengers every day, which comes with unique risks. That’s why Allshores provides 24/7 roadside assistance, along with tailored insurance coverage to protect both you and your vehicle from losses due to collisions, liability claims, and unexpected downtime. We make it easy to focus on keeping your passengers safe and your business moving.

roadside assistance for taxis

With 24/7 roadside assistance, Allshores is always there

When your vehicle is your business, you can’t afford to be out of commission. Allshores is proud to be the only local insurance provider offering optional 24/7 roadside assistance for taxis, including:

  • Towing service
  • Battery jumps
  • Fuel top-ups
  • Flat tire assistance
  • Lock-out assistance

To sign up for roadside assistance for your taxi, call us at 1-441-298-0888.

 

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Commercial vehicle insurance

Get a quote or renew your policy
As we build new commercial vehicle insurance products under the Allshores name, you can still renew your existing policy or speak with our team about coverage options. We’re here to make sure your business stays protected every step of the way.
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Want to learn more or get a quote?

Call us at 1-441-295-5566 to speak with our team about your commercial insurance needs.

Frequently asked questions

In a commercial vehicle insurance policy, third-party liability coverage helps protect you if you’re held legally responsible for injuries to passengers or other third parties, or for damage to someone else’s property. This coverage can also help pay for legal costs, with your insurer’s approval.

It’s important to note that third-party liability insurance does not cover damage to your own vehicle. It’s designed to protect you from claims made by others, not to repair or replace your car.

No, you do not need a commercial vehicle insurance policy if you use your personal vehicle for business travel or deliveries. Your personal motor insurance policy covers losses related to your use of the vehicle, even if you are using it for business.