Hurricane preparedness
How to prepare for hurricane season
Get your home and family ready for hurricane season
Review your insurance coverage
What to do before, during, and after a hurricane
What to do when there’s a hurricane in the forecast
How to stay safe during a hurricane in Bermuda
What to do after a hurricane in Bermuda
Get up-to-date hurricane predictions for Bermuda
Extended forecast for Bermuda
Active tropical systems in the Atlantic Basin
Follow Allshores on social media for the latest storm-related service updates
Avoid Underinsurance
If your home, belongings, vehicle, or vessel is damaged by a storm, the last thing you want to discover is that you’re underinsured and don’t have enough coverage to repair, rebuild, or replace what you’ve lost.
With rising construction costs and inflation, it’s important to make sure your coverage reflects current repair and replacement costs. Review the sums insured on your policies and make sure your coverage limits are still appropriate.
Check your coverage
- Have made improvements to your home
- Have purchased valuable new items
- Haven't reviewed your policies in a while
We’re here to help. Speak with our team about ways to avoid underinsurance and ensure you have the protection you need — through hurricane season and beyond.
How to make an insurance claim for hurricane damage
Inspect your property
Submit your claim
Receive your payment
Ready to submit your hurricane claim?
Coverage is subject to the terms in your policy. Review your policy to find out more.
Know the difference between a hurricane threat, watch, and warning
HURRICANE THREAT
HURRICANE WATCH
HURRICANE WARNING
Frequently asked questions
Comprehensive marine insurance can cover weather-related damage to your boat, including damage from hurricanes and windstorms. Coverage depends on your policy terms and where your vessel is moored, as some locations may be excluded.
We recommend carefully reviewing your policy or speaking with our team to make sure you understand what’s covered before a storm hits.
Yes. Home insurance covers damage caused by hurricanes, subject to the terms and limits in your policy, unless hurricane coverage has been specifically excluded.