Personal insurance
What does Allshores cover?
Home insurance
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Contents and renter's insurance
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Motor insurance
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Marine insurance
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Marine cargo insurance
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Travel insurance
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Individual health insurance
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Why choose personal insurance from Allshores?
Rated ‘A’ (Excellent) by AM Best
Bermuda is our home, too
As the leading home insurance provider headquartered in Bermuda, our neighbours trust us to protect their homes and our community.
Pay in instalments
Your partner for hurricane season
How to prepare for hurricane season in Bermuda
What to do after a hurricane in Bermuda
What to do when there’s a hurricane in the forecast
Underinsurance
When you’re making a claim, the last thing you want to discover is that you’re underinsured — meaning you don't have enough coverage to replace what you’ve lost. With rising construction costs and inflation, it’s more important than ever to make sure your coverage reflects current repair or replacement costs.
We’ll work with you to keep your coverage up to date. When you’re purchasing or renewing a policy with us, ask how we can help you avoid underinsurance, so you’re properly protected when it matters most.
Want to learn more or get a quote?
Frequently asked questions
Yes. Home and contents insurance cover flood-related damage to your buildings and contents, subject to the terms and limits in your policies. Under your contents coverage, this can also include replacing fresh water in your home’s water tank if it becomes contaminated by saltwater during a storm or flood.
Yes. Home insurance covers damage caused by hurricanes, subject to the terms and limits in your policy, unless hurricane coverage has been specifically excluded.
Comprehensive marine insurance can cover weather-related damage to your boat, including damage from hurricanes and windstorms. Coverage depends on your policy terms and where your vessel is moored, as some locations may be excluded.
We recommend carefully reviewing your policy or speaking with our team to make sure you understand what’s covered before a storm hits.
Vessels 20 years or older require a professional marine survey to help determine the appropriate level of coverage you will need in your personal marine insurance policy.
