Marine insurance

From sunshine to stormy seas, we have you covered
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You chart the course, Allshores keeps you covered

As the leading marine insurance provider for boat owners in Bermuda, Allshores protects all types of vessels.

Marine vessels we cover

  • Centre console boats
  • Yachts
  • Sailboats
  • Runabouts
  • Fishing boats
  • Dinghies

Smooth sailing protection

No two boats — or boaters — are the same. That’s why our comprehensive marine insurance plans are tailored to suit your needs. Allshores offers coverage for:

loss or damage

Loss or damage to your vessel due to a variety of factors, including severe weather, stranding, sinking, theft, fire, lightning, or collision 

third-party and passenger

Third-party and passenger liability to protect you against legal responsibility for injuries or property damage resulting from your ownership of the vessel

vessels in transport

Damage to boats under 23 feet while being transported by trailer on the road

Water sports liability

Liability coverage for certain water sports, such as tubing, water skiing, and aquaplaning 

wreck removal

The cost of removing or destroying a wrecked vessel if required

Engine and electrical

Engine, battery, and electrical damage in cases like sinking, fire, or malicious acts

Personal marine insurance

Get a quote or renew your policy
Personal Marine Insurance

Save on marine insurance with Allshores

Boat safely
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Safe boaters save up to 30%

If you have had no claims, accidents, or boating offences, you could be eligible for up to a 30% reduction in your premium.
balance costs
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Refunds for boats in storage

If you remove your boat from the water for eight weeks or longer, we will refund premiums paid for that time period.

Want to pay in instalments?

Frequently asked questions

Yes. To purchase or renew a marine insurance policy, you’ll need proof that your mooring has been professionally inspected within the last 12 months and found to be safe and suitable for your vessel.

Vessels 20 years or older require a professional marine survey to help determine the appropriate level of coverage you will need in your personal marine insurance policy.

Comprehensive marine insurance can cover weather-related damage to your boat, including damage from hurricanes and windstorms. Coverage depends on your policy terms and where your vessel is moored, as some locations may be excluded.

We recommend carefully reviewing your policy or speaking with our team to make sure you understand what’s covered before a storm hits.

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